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Welcome to PetInsure.co.uk - Helpucover Pet Insurance formally Pinnacle Pet Healthcare.

Helpucover Pet Insurance – Offering lifetime protection for your pet.

There are 3 main types of pet insurance which are offered in the UK marketplace, when a pet becomes ill the amount of cash received towards the treatment and the length of time the insurance provider pays for treatment depends on the kind of protection brought.

Helpucover offers a life time insurance for dogs, cats & rabbits, which will pay out year after year regardless of how long an animal is ill for or how old it lives, there is up to £6,000 towards veterinary treatment available every year for the life of the pet.

There are 3 levels of cover offered by Helpucover and all offer pet protection for life;

"premier" offers up to £6,000 per year vets fees for life.
"classic" offers up to £4,000 per year vets fees for life.
"vital"’ offers up to £2,000 per year vets fees for life.

Cheaper pet insurance providers often offer what is known as per condition or 12 month per condition pet insurance.

Per condition pet insurance limits you to a fixed maximum amount of money for the pets treatment, per condition, and once this fixed amount is used up, regardless of whether the animal still requires more treatment that condition is removed from the policy and you are left paying for the pet treatment yourselves.

12 month per condition pet insurance limits you to a fixed amount of money for the pets treatment, per condition and you can only claim on that condition for up to 12 months from the 1st occurrence.

Helpucover provides a great range of other pet insuranc benefits as below;

The Benefits Dogs Cats Rabbits
Vet Fees Up to £6,000 Up to £6,000 Up to £2,000
3rd Party Liability & Legal Costs £1 million n/a n/a
Hospitalisation & Boarding Fees £500 £250 n/a
Holiday Cancellation £500 £500 n/a
Finding Your Pet £500 £250 £250
Loss By Theft / Straying £500 £250 n/a
Death From Accident 3500 £250 n/a
Premium Waiver  6 months premiums 6 months premiums 6 months premiums
Pets Abroad £750 £750 n/a
Owners Hospitalisation n/a n/a £250

An example of how beneficial the lifetime pet cover is and that saving a few quid now with a non lifetime policy could cost you over £24,000 later on is shown below.

Imagine you decided to get one of the many non lifetime pet insurance policies in the UK with up to £6,000 of cover per condition, you might imagine you were well protected, but if your pet developed a condition requiring long term treatment with vet bills of £200 per month, after 2 & 1/2 years you would have used up your £6,000 limit, the illness would then be barred from your policy and you would be left to pay for the treatment on your own at £2,400 per year, so over 10 more years that would be more than £24,000
.

Go to the Helpucover site

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